MAPFRE MSV Life p.l.c. (MSV) is the leading provider of life insurance protection, long term savings and retirement planning in Malta. MAPFRE MSV Life p.l.c. is jointly owned by Bank of Valletta p.l.c. and MAPFRE Middlesea. Bank of Valletta p.l.c. is a leading financial services provider in Malta, providing a full range of financial services including investment banking, private banking, fund management, bancassurance and stockbroking, whilst MAPFRE Middlesea is the leading non-life insurance provider in Malta and a subsidiary of MAPFRE, the leading insurance group in Spain.

The information about taxation mentioned above is based on our understanding of our current law and tax practice. Future changes in law and taxation could affect the tax position of both the employer and the employee in relation to voluntary occupational pension schemes. In order to ascertain the exact tax status, specific and professional tax advice should be sought.

The Value of your investment may fall as well as rise and you may get back less than you originally invested.
Past Performance is not a reliable indicator of current or future results.
Changes in the rate of exchange of currencies may also affect the value of investments.

For more information kindly visit the following link: https://www.mapfre.com.mt/business-insurance/employee-benefits-workplace-pensions/

ABOUT

Employer contributions are not subject to Fringe Benefit Tax. 

EMPLOYEE BENEFIT 1

Employees are the owners of the accumulated retirement savings at all times and have full control over their savings.

EMPLOYEE BENEFIT 2

Employees’ retirement savings can move with the employee from one employment to another.

Flexible & Individually tailored to meet the need of both employer and employees

BE THE EMPLOYER OF CHOICE

Get in touch with us for a free consultation and walk through of this tax efficient benefit which could see your net outlay be as low as 40%

Tax Credit of 25% of every contribution that you pay on behalf of an employee, subject to a maximum tax credit of €750 per employee per annum. Any unused tax credits may be carried forward to future years.

Contributions that you pay on behalf of an employee are tax deductible up to a maximum amount as determined by legislation.

We will be your partner for life; you will get a dedicated relationship manager assisting you with developing customised solution together with an ongoing support throughout the journey.

Your relationship manager will deliver educational workshops ensuring that employees understand and appreciate the pension benefit.

Our dedicated Corporate team will assist your employees throughout.

Set up a Pension Scheme that ensures a better retirement for your employees.

EMPLOYER'S BENEFITS

EMPLOYEE BENEFIT 3

EMPLOYEE BENEFIT 4

Tax Credit of 25% of every contribution that the employee pays into a Workplace pension, subject to a maximum tax credit of €750 per employee each year in addition to tax credits that the employee receives under any personal pension plans that the employee might have.

WORKSAVE PENSION SCHEME

MAPFRE MSV Life p.l.c. (C-15722) is authorised by the Malta Financial Services Authority (MFSA) to carry on long term business under the Insurance Business Act, Cap 403 of the Laws of Malta. MAPFRE MSV Life p.l.c. is regulated by the MFSA.